FirstRewards World MasterCard®

The FirstRewards World MasterCard* empowers you with the flexibility to explore the places and pursuits that mean the most to you. The combination of worldwide acceptance and valuable features means that you have the freedom to do exactly what you want, whenever you feel like it. And travel-specific features and benefits give you the exceptional service you've come to expect.

With the FirstRewards card you earn one point for every net dollar spent in purchases.† Points can be redeemed for practically anything you could imagine with our homegrown FirstRewards loyalty program. This program is tailored to reward customers in Montana, Wyoming and South Dakota and their specific wants and needs. Check out the Rewards tab for more information on rewards that are as local as you are!

Apply Online Fees & Information

  • Enjoy a 3.99% introductory APR for 6 months on purchases and balance transfers.**
  • Earn one point for every net dollar spent on purchases.†
  • Receive the personal service you've come to expect from your First Interstate banker or our Billings-based Credit Card Division.
  • Protect yourself with free fraud monitoring protection.
  • Never miss a payment again! Set up easy automatic payments by visiting your local banker.

Earn Points every time you make a purchase with your FirstRewards card. Use it for everything from your groceries and gas to gifts and travel; your points will add up fast.†

Relax knowing that your Points never expire and are always available when you want to use them.

Rewards Catalog

What can you get with your Points?

  • Travel Rewards - fly when you want, where you want with no restrictions. With the FirstRewards program you can fly on the airlines that operate in your own communities. Points can also be redeemed for car rentals, hotel stays and cruises.
  • Gift Cards - Make your next shopping experience more enjoyable by redeeming points for gift cards to your favorite stores. Choose the gift card that lets you make purchases anywhere MasterCard is accepted by redeeming for a First Interstate Bank MasterCard gift card.
  • Merchandise - Choose merchandise rewards for every occasion. FirstRewards has a list of the top name-brand merchandise for you to choose from. Can’t find what you’re looking for? Choose a MasterCard gift card to purchase the item you really want.
  • Charity Donations - Help improve the world around you by redeeming points for a donation to your favorite charity.
  • Local Reward - Shop right in your own hometown by redeeming points for gift cards to local businesses you know and love.

Visit for more details regarding the FirstRewards Program and to check out the latest FirstRewards promotions.

Local Customer Service

Receive the service you’ve come to expect with First Interstate Bank. Stop by your local branch or call our Billings-based customer service center to make a payment or to ask questions regarding your account. We work together to provide the quality service you deserve.

24/7 Access to Account Online

Stay in touch with your credit card account 24 hours a day, seven days a week. MyCardStatement provides you with information and services that make your credit card easier to manage than ever before.

With the click of a mouse, view important information about your account including balances, available credit, current and past statements and transaction information since your last statement. You can also help make your life simpler by signing up for electronic statements or by paying your bill online.

Zero Liability for Unauthorized Use

Pay only for purchases which you have authorized on your MasterCard card. Unauthorized purchases are not your responsibility. Conditions and exceptions apply.

Travel Accident Insurance

Travel more safely with Travel Accident Insurance. As an eligible cardholder, you and your dependents are covered automatically with travel accident insurance when the entire travel fare is charged to your eligible First Interstate Bank MasterCard account.

Fraud Alert Management

Security is a top priority at First Interstate Bank that’s why we utilize a Fraud Alert Management detection system which continuously monitors your First Interstate Bank MasterCard activity to help identify and prevent fraudulent transaction on your account.

If suspicious charges or transactions outside of your normal spending patterns appear on your card, you may receive an automated phone call from Fraud Alert Management on behalf of First Interstate Bank to verify the activity on your account. To verify your identity you will be prompted to enter the last four digits of your Social Security number or Tax Identification number. You will never be asked to provide your full social security number. If the Automated Call System cannot reach you, a temporary block may be placed on your card until you validate the transaction/activity in question.

MasterCard provides cardholders a variety of security, shopping and travel-related benefits including

MasterCard Global Service - Get emergency assistance virtually anytime, anywhere and in any language. MasterCard Global Service helps you report a Lost or Stolen Card, obtain an Emergency Card Replacement or Cash Advance, find an ATM location, and answer questions regarding your account.

MasterCard AIRPORT CONCIERGE™ - Enjoy the experience of first class, luxury service at the airport. MasterCard Airport Concierge™ helps relieve some of the stress associated with air travel. As MasterCard cardholder, you can arrange for a personal, dedicated “Meet and Greet” agent to escort you through the airport on departure, arrival, or any connecting flights. There are also certain airports where you can be expedited through the security and/or immigration process. Available 24/7/365 at over 450 destinations worldwide, MasterCard Airport Concierge is your passport to the finer side of air travel.

MasterAssist Travel Assistance - Receive pre-trip information such as visa/passport requirements, immunization information, and help with lost/stolen travel documents and luggage. With MasterAssit, you’ll have access to a referral network of physicians, attorneys, local embassies and consulates if you are traveling more than 100 miles from home.

Master RoadAssist - Obtain emergency roadside assistance such as jump-starts, tire changes, towing, and gas delivery if you get stuck on the road. Service fees are pre-negotiated and billed to your First Interstate Bank MasterCard account.

Extended Warranty - As a MasterCard cardholder, you now have the peace of mind and freedom to shop to your heart’s content without a moment’s worry. Eligible items purchased with your MasterCard card are covered with Extended Warranty which doubles the original manufacturer’s warranty for up to 12 months. Contact 1-800-MC-ASSIST for more information.***

Price Protection - Shop smart with Price Protection which covers eligible items purchased with your MasterCard card for the difference between the price you paid and the lower advertised price. Visit to file a claim.***

Purchase Assurance - Protect your purchases. Purchase Assurance provides coverage for most items you purchase using your MasterCard card if the item is damaged or stolen within 90 days of the purchase. Call 1-800-MC-ASSIST for more information.***

To learn more about these MasterCard benefits call 1-800-MC-ASSIST or visit

World MasterCard Concierge Service

Enjoy exclusive, personal assistance with dinner reservations, event tickets, locating hard-to-find items, buying and delivering gifts, and coordinating business related arrangements as a World MasterCard cardholder. Knowledgeable experts can assist with whatever you need, whenever you need it, taking "Concierge Service" to the next level with robust, personalized features that will save you time. Call 1-800-336-6420 and let MasterCard Concierge experts assist you today.

MasterCard Travel Services - Luxury Hotels & Resorts Portfolio

As a Word MasterCard cardholder, you can now enjoy a portfolio of some of the finest hotels & resorts the world has to offer - all presenting you with an exceptional lodging experience. An experienced travel advisor will assist you with:

  • Exclusive Saving
  • Room Upgrades
  • Early Check-In and Late Check-Out
  • Breakfast for Two
  • Unique World Special Amenities

MasterCard Experiences and Offers

Take a break from the everyday and reward yourself with something far from typical. MasterCard Experiences and Offers opens the door to an array of valuable offers, upgrades, experiences, and preferred access to suit your lifestyle. Take advantage of exceptional offers from upscale retailers and world-class hotels and resorts. Escape from your daily routine by relaxing at a spa, going on a thrill-seeking adventure, or taking in a round of golf.

Visit for more details and to learn about all the advantages available for World MasterCard cardholders.

*Subject to approval.
**See complete Rate and Fee information
***Certain terms, conditions and exclusions apply. Customers can review Guide to Benefits for complete program details.
†To qualify, purchases must by retail transactions. Transactions not included in this offer are balance transfers, cash advances, ATM transactions, convenience checks, and foreign transactions.