Treasury Solutions
Positive Pay Services
Stop check fraud before it hits your account.
Counterfeit and altered checks are easier than ever to create, and they're costly to resolve. Positive Pay helps stop fraudulent checks before they're paid.
No Nonsense Protection
- Upload issued check files. Submit your check issue data through our secure portal.
- We match and monitor. Presented items are compared against your file to identify mismatches and potential fraud.
- You review exceptions. Quickly approve or return exceptions online to prevent losses and keep cash flowing.
- Funds stay protected. Unauthorized or stale-dated checks are detected early and returned within required time frames.
Benefits
- Helps protect your accounts from check fraud with automated matching and exception review
- Enables early detection and return of unauthorized checks within federal regulation timelines
- Adds ACH protection with an ACH filter that notifies you when an electronic debit posts
- Improves reconciliation by catching encoding errors and providing clear, daily reporting
- Saves time with secure online exception handling and automated posting files
- Supports seasonal operations with year‑round PO box monitoring and processing
We pair strong fraud controls with local expertise. Our Treasury Solutions team tailors Positive Pay to your check volume, approval workflow, and file formats — so you gain protection without adding complexity.
Check your Positive Pay System Requirements.