Personal Checking Accounts

Here’s to saving, spending, and keeping every day happening.

Premier Checking

Premier Checking is designed to offer you everything you need to manage your investments while earning interest on your balance. Pay bills¹ and manage your account from anywhere, anytime. Premier Checking is a perfect choice if you want the broad spectrum of banking tools and features we offer at your fingertips.

Premium Benefits

No charge for gift cards ($3.95 value)
No charge for official checks ($5.00 value)
No charge for incoming wires ($10.00 value)
0.50% Consumer loan discount* (dealer-financed contracts ineligible)
Unlimited free non-First Interstate ATM transactions⁶

Fees & Information

A $25 monthly service charge will be waived when you maintain a $10,000 minimum daily balance or $50,000 minimum in total combined First Interstate deposit account balances (checking, savings, CD, and/or IRA).

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Select Checking

Select Checking is one of our most inclusive checking accounts for clients looking for added features while earning interest. With Online Banking, you can manage your account from anywhere, anytime. Select Checking is a great choice if you're looking for a full-service checking solution with convenient access to your funds.

Fees & Information

A $15 monthly service charge will be waived when you are 60 years of age or older, maintain a $1,500 minimum balance in Select Checking or $5,000 or more in total combined First Interstate deposits (checking, savings, CD, and/or IRA).

Gift cards: $3.95
Official checks: $5.00
Incoming wires: $10.00
Foreign currency exchange: $12.00
First order of checks provided for free upon account opening
.25% consumer loan discount

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Basic Checking

Basic Checking is a great choice for active, online clients who are always on the go. You can fully manage your account from anywhere, anytime with direct deposit, bill pay¹, online banking, mobile banking, and electronic statements.

Fees & Information

A $5 monthly service charge will be waived when you utilize direct deposit (at least one per statement cycle) or maintain a $250 minimum daily balance.

Paper statements: $2.00/mo.
Gift cards: $3.95
Official checks: $5.00
Incoming wires: $10.00
Foreign currency exchange: $12.00

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Extra Features & Benefits

Earns Interest²

.05^%

Bonus on CDs⁴

.10^%

Bonus on CDs⁴

World Debit Mastercard

Debit Card

Telephone Banking

ATM Use

Free Checks

Unlimited Check Writing

Courtesy Overdraft⁵

Overdraft Protection*⁵

Direct Deposit

$5 Safe Deposit Box Discount

2,000 FirstRewards^® Points*³

3,000 FirstRewards^® Points*³

5,000 FirstRewards^® Points*³

This orange checkmark identifies that a benefit is part of this corresponding account type.

*Subject to approval
¹Free; 40¢/payment in excess of 20/month.
²Rates subject to change
³Earn points upon account opening when a FirstRewards World Mastercard and a checking account are opened within 30 days of each other.
⁴Excludes CD specials
⁵Fees apply
⁶ATM issuer may charge a separate fee

It multitasks as a checkbook and ATM card.

Stop carrying checks and conveniently make purchases straight from your checking account using our First Interstate Debit Card. It doubles as your ATM card and protects against unauthorized charges.

Learn about Debit Cards

You’re loyal. We’re loyal. Let’s reward that.

With the FirstRewards credit card you earn one point for every net dollar spent in purchases.† Points can be redeemed for practically anything you could imagine with our homegrown FirstRewards loyalty program

Get FirstRewards

†To qualify, purchases must be retail transactions. Transactions not included in this offer are balance transfers, cash advances and ATM transactions, convenience checks, and foreign transactions.