Checking Accounts

We've listened to our customers and have put together a suite of checking accounts that meet your specific financial needs at your particular life stage. Open an account online and see the difference.

Debit Card

Stop carrying checks and conveniently make purchases straight from your checking account using our First Interstate Debit Card. It doubles as your ATM card and protects against unauthorized charges.

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Griz Banking

Show your true colors with the new University of Montana Griz Banking program from First Interstate Bank. Available with any personal checking account.

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Bobcat Banking

Show your pride for the Montana State University Bobcats by signing up for Bobcat Banking, exclusively at First Interstate Bank! Available with any personal checking account.

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Printable Version

  MarketManager Preferred Checking Regular Checking Free Checking
  Earn interest while having access to premium account benefits. Full service checking account that earns interest with easy access to funds. Maintain a lower balance with access to a full range of account features. Basic account for active online customers who are always on the go.
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Minimum balance requirement Minimum balance requirement $50,000 in other combined First Interstate deposits* $1,500 in Preferred Checking or $5,000 in other combined First Interstate deposits $500 in Regular Checking  
Monthly maintenance fee if balance below minimum $25 $13 (waived for customers 60 years or older) $9  
Other requirements       Direct deposit (at least one per month) or electronic statements set up within 30 days of account opening. If neither occurs, a $5 monthly maintenance fee is charged.
Earns interest N/A N/A
Free Debit Card World Debit™ MasterCard® with four free non-First Interstate ATM transactions per month
No charge for First Interstate Day & Night Teller ATM use
No Charge for First Interstate Day & Night Telephone Banking
Unlimited check writing
I-Bank Online Banking
I-Pay Online Bill Payment $4.95/mo; first two months free
I-Statements Electronic Statements
Account Alerts (basic)
Mobile Banking
Courtesy Overdraft
Overdraft Protection available** $24/yr + transfer fees
Paper statements w/ images $5/mo
Earn points when a FirstRewards World MasterCard** is opened at the same time as checking account 5,000 3,000 2,000  
Safe deposit box rental discount ($5)  
Free checks (style chosen by First Interstate) or $5 discount on other styles    
CD interest rate bonus (0.10% for terms of 2+ years)    
Gift cards $3.95 $3.95 $3.95
Money orders $4 $4 $4
Cashier's checks $5 $5 $5
Incoming wires $10 $10 $10
Foreign currency exchange $19 $19 $19
AdvanceLine annual fee** $50 $50 $50
Mortgage loan origination discount** $250      
Consumer loan discount ** (dealer-financed contracts ineligible) 0.5%      

*Limit of one account utilizing combined balance option
**Subject to approval