ACH Schedule for Indigenous Peoples' Day/Columbus Day (Monday, October 10)

Business Online Banking ACH files must be received by Thursday, October 6 in order to settle before the upcoming federal holiday (Monday, October 10). ACH files received on Friday, October 7 will not settle until Tuesday, October 11.

Personal Checking Accounts

Here’s to saving, spending, and keeping every day happening.

What do I need to open an Account?

Premier Checking

Premier Checking is designed to offer you everything you need to manage your investments while earning interest on your balance. Pay bills1 and manage your account from anywhere, anytime. Premier Checking is a perfect choice if you want the broad spectrum of banking tools and features we offer at your fingertips.

Premium Benefits

  • No charge for gift cards ($3.95 value)
  • No charge for official checks ($5.00 value)
  • No charge for incoming wires ($10.00 value)
  • 0.50% Consumer loan discount* (dealer-financed contracts ineligible)
  • Unlimited free non-First Interstate ATM transactions6

Fees & Information

A $25 monthly service charge will be waived when you maintain a $10,000 minimum daily balance or $50,000 minimum in total combined First Interstate deposit account balances (checking, savings, CD, and/or IRA).

Open Now Find a Branch

Select Checking

Select Checking is one of our most inclusive checking accounts for clients looking for added features while earning interest. With Online Banking, you can manage your account from anywhere, anytime. Select Checking is a great choice if you're looking for a full-service checking solution with convenient access to your funds.

Fees & Information

A $15 monthly service charge will be waived when you maintain a $1,500 minimum balance in Select Checking or $5,000 or more in total combined First Interstate deposits (checking, savings, CD, and/or IRA). There is no monthly service charge for clients who are 60 years of age or older.

  • Gift cards: $3.95
  • Official checks: $5.00
  • Incoming wires: $10.00
  • Foreign currency exchange: $12.00
  • First order of checks provided for free upon account opening
  • .25% consumer loan discount

Open Now Find a Branch

Basic Checking

Basic Checking is a great choice for active, online clients who are always on the go. You can fully manage your account from anywhere, anytime with direct deposit, bill pay1, online banking, mobile banking, and electronic statements.

Fees & Information

A $5 monthly service charge will be waived when you utilize direct deposit (at least one per statement cycle) or maintain a $250 minimum daily balance. The monthly service charge is waived for clients who are under 24 years of age

  • Paper statements: $2.00/mo.
  • Gift cards: $3.95
  • Official checks: $5.00
  • Incoming wires: $10.00
  • Foreign currency exchange: $12.00

Open Now Find a Branch

Simple Banking

Simple Banking is an affordable easy-to-use account for clients establishing a financial foundation. Designed to be check and overdraft free, big surprises will be a thing of the past. Access and control your account with direct deposit, Mastercard® debit card, online banking, mobile banking, and free electronic statements. Convenience without worrying about overdraft fees.

Fees & Information

A $5 monthly service charge will be charged each month and cannot be waived.

  • Checks not available
  • No overdraft fees
  • Overdraft protection options unavailable
  • Paper Statements: $2.00/mo.
  • Gift cards: $3.95
  • Official checks: $5.00
  • Incoming wires: $10.00
  • Foreign currency exchange: $12.00

Stop by any First Interstate Bank branch and one of our bankers will assist you in opening your account.

Find a Branch

BankOn National Account Standards 2021-2022 Approved

Extra Features & Benefits


This orange checkmark identifies that a benefit is part of this corresponding account type.

*Subject to approval
1Free; 40¢/payment in excess of 20/month.
2Rates subject to change
3Earn points upon account opening when a FirstRewards World Mastercard and a checking account are opened within 30 days of each other.
4Excludes CD specials
5Fees apply
6ATM issuer may charge a separate fee

icon

It multitasks as a checkbook and ATM card.

Stop carrying checks and conveniently make purchases straight from your checking account using our First Interstate Debit Card. It doubles as your ATM card and protects against unauthorized charges.

Learn about Debit Cards

icon

You’re loyal. We’re loyal. Let’s reward that.

With the FirstRewards credit card you earn one point for every net dollar spent in purchases.† Points can be redeemed for practically anything you could imagine with our homegrown FirstRewards loyalty program

Get FirstRewards

†To qualify, purchases must be retail transactions. Transactions not included in this offer are balance transfers, cash advances and ATM transactions, convenience checks, and foreign transactions.

portrait

New home? Car? Your kids need braces?

At First Interstate, we take pride in our personalized service, no matter what kind of loan you are in the market for.

Get the right loan for you