Personal Checking Accounts

We've listened to our customers and have put together a suite of checking accounts that meet your specific financial needs at your particular life stage. Open an account online and see the difference.

All Checking Accounts have access to Online Banking, Online Bill Payment, Electronic Statements, Account Alerts (basic), Direct Connect, and Mobile Banking. Opening your account online is easy and secure or stop by any First Interstate Bank branch and one of our bankers will assist you in opening your account.

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MarketManager Checking

MarketManager is an elite checking program designed to offer you everything you need to manage your investments while earning interest on your balance. Pay bills and manage your account from anywhere, anytime and receive premium customer service when you visit a First Interstate branch. MarketManager is a perfect choice if you want the broad spectrum of banking tools and features we offer at your fingertips.

Premium Benefits

  • No charge for gift cards ($3.95 value)
  • No charge for money orders ($4.00 value)
  • No charge for cashier's checks ($5.00 value)
  • No charge for incoming wires ($10.00 value)
  • No charge for foreign currency exchange ($12.00 value)
  • No annual fee for AdvanceLine personal line of credit* ($50.00 value)
  • $250 Mortgage loan orgination discount*
  • 0.5% Consumer loan discount* (dealer-financed contracts ineligible)

Fees & Information

A $25 monthly maintenance fee will be waived when you maintain $50,000 or more in total combined First Interstate deposits (checking, savings, money market, and/or CDs). Limit of one MarketManager account utilizing total deposit option

Preferred Checking

Preferred Checking is one of our most inclusive checking accounts for customers looking for added features while earning interest. Pay bills and manage your account from anywhere, anytime while receiving the highest level of customer service when you visit a branch. Preferred Checking is a great choice if you're looking for a full-service checking solution and require convenient access to your funds.

Fees & Information

A $13 monthly maintenance fee will be waived when you are 60 years of age or older, maintain a $1,500 minimum balance in Preferred Checking or $5,000 or more in total combined First Interstate deposits (checking, savings, money market and/or CDs).

  • Gift cards: $3.95
  • Money orders: $4.00
  • Cashier's checks: $5.00
  • Incoming wires: $10.00
  • Foreign currency exchange: $12.00
  • AdvanceLine annual fee*: $50.00

Regular Checking

Our Regular Checking account provides an opportunity for customers who normally maintain a lower balance to still take advantage of a variety of benefits and features. Pay bills and manage your account from anywhere, anytime while receiving top-notch customer service when you visit a branch. Regular Checking is a great choice if you need a full range of account features like unlimited check writing, statement options, and account alerts without high balance restrictions.

Fees & Information

A $9 monthly maintenance fee will be waived when you maintain a $500 minimum balance in Regular Checking.

  • Gift cards: $3.95
  • Money orders: $4.00
  • Cashier's checks: $5.00
  • Incoming wires: $10.00
  • Foreign currency exchange: $12.00
  • AdvanceLine annual fee*: $50.00

Free Checking

Free Checking is our basic account, which is a great choice for active online customers who are always on the go. You can fully manage your account from anywhere, anytime with direct deposit, bill pay, online banking, mobile banking, and electronic statements - all without balance requirements.

Fees & Information

A $5 monthly maintenance fee will be waived when you utilize direct deposit (at least one per month) or setup electronic statements within 30 days from account opening.

  • Online Bill Payment: $4.95/mo; first two months free.
  • Overdraft Protection: $24.00/yr + transfer fees.
  • Paper statements w/ images: $5.00/mo.
  • Gift cards: $3.95
  • Money orders: $4.00
  • Cashier's checks: $5.00
  • Incoming wires: $10.00
  • Foreign currency exchange: $12.00
  • AdvanceLine annual fee*: $50.00

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Extra Features & Benefits

*Subject to approval
1Rates subject to change
2Earn points upon account opening when a FirstRewards World MasterCard* and Checking Account are opened together (excluding free checking).
3Four free non-First Interstate ATM transactions per month
4Terms of two years or more
5Fees Apply

Debit Card

Stop carrying checks and conveniently make purchases straight from your checking account using our First Interstate Debit Card. It doubles as your ATM card and protects against unauthorized charges.

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FirstRewards World MasterCard®

With the FirstRewards card you earn one point for every net dollar spent in purchases.† Points can be redeemed for practically anything you could imagine with our homegrown FirstRewards loyalty program

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†To qualify, purchases must be retail transactions. Transactions not included in this offer are balance transfers, cash advances and ATM transactions, convenience checks, and foreign transactions.

Griz Banking

Griz Banking

Show your true colors with the new University of Montana Griz Banking program from First Interstate Bank. Available with any personal checking account.

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Bobcat Banking

Bobcat Banking

Show your pride for the Montana State University Bobcats by signing up for Bobcat Banking, exclusively at First Interstate Bank! Available with any personal checking account.

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Need a Recommendation?

By answering a few simple questions about your personal finances, our Personal Banking Analyzer tool will recommend the products and services we think are the best fit for you.

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Personal Resource Center

Our Personal resource Center features a comprehensive collection of information to help support your personal finances, including articles, calculators, podcasts, and more.

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Need a Loan?

At First Interstate, we take pride in our personalized service, no matter what kind of loan you are in the market for.

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