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Personal Loans

Money doesn’t grow on trees. Sometimes, you need a loan to achieve the things you want. At First Interstate, we’re proud to offer a number of personal loan options to help you live your life the way you want.

Personal loans* can be used for a variety of purposes, including home improvements, medical expenses, vehicle repairs, debt consolidation, and planned expenses. Visit your local First Interstate branch to discuss your unique financial needs with a banker.

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*Loans are subject to approval

Auto & Recreation Loans

Let us help put you in the driver's seat of the new or used car, van, or truck that has caught your eye! Enjoy the majestic landscapes of Montana, Wyoming, and South Dakota first-hand with an RV or camper. Ride the waves in style with a boat loan.

First Interstate Bank can help you meet your goals—whatever they are—with a convenient payment plan that's right for you.*

To apply, stop by your local First Interstate branch or complete an online application.

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Auto & Recreation Resources

*Loans are subject to approval
**Most First Interstate Bank branches use NADA (National Auto Dealers Association) for auto valuation. The actual loan value of your vehicle may vary between valuation services.

We've put together our most popular calculators to help answer your most common questions.

Debt Consolidation

With a debt consolidation loan*, you can combine higher interest rate credit card debt and other installment payments into just one payment.

Plus, chances are your new monthly payment will be considerably less than the total of your current individual payments. That way you also have an opportunity to pay down your debts faster.

Visit with a First Interstate personal banker to discuss how a Debt Consolidation loan can help you pay down your debt.

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How can you pay down your debt faster?

Generally, if you have higher interest rate debt and combine it into a debt consolidation loan you may save money each month and set a term to pay off the debt. Plus, if you take the money you save and just apply it to your consolidation loan (especially if you've already budgeted for that amount), you will reduce your debt even faster!

*Loans are subject to approval

Home Equity Loans

If you're a homeowner you can use the equity in your home—the difference between the current value of your house and what you owe on it—as security on a loan.*

Home equity loans can be used for just about any purpose, and current tax laws may allow interest paid on home equity loans to be deducted from your taxable income.**

Visit a personal banker at your local First Interstate Bank branch to discuss whether a home equity loan is the right choice for you.

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How can you use a home equity loan?

Your Home Equity Loan can be used for just about anything, including:

  • Home improvements
  • Education expenses
  • Medical Expenses
  • Travel
  • Vehicle purchase
  • Debt consolidation
  • Unexpected expenses

*Loans are subject to approval
**Consult your tax advisor


First Interstate’s AdvanceLine* personal line of credit may be able to extend beyond the limits of traditional credit cards or loans, while providing the same ease and convenience.

Your AdvanceLine, which may be secured or unsecured, remains open for withdrawals as needed. When you choose to use your available funds, you are then responsible for paying that amount back.

You can access your funds quickly and conveniently, simply using the checks we provide as part of your AdvanceLine account or transfer the funds you need (up to your limit) via I-Bank Online Banking or Mobile Banking to your First Interstate checking account. From there, you can write personal checks or use your debit card for your expenses.

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How can you use an AdvanceLine?

A First Interstate AdvanceLine can be used for a wide variety of expenses, depending on your situation and credit needs.

  • Debt Consolidation
  • Home Improvements
  • Medical Expenses
  • Anything Else

*Loans are subject to approval

Need Help?


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Want to know more?

Read our frequently asked questions for additional information.

Consumer Loan FAQs

Analyze Your Financial Needs

By answering a few simple questions about your personal finances, our analyzer tool will recommend the products and services we think are the best fit for you.

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