Thursday, November 22
Business Online Banking ACH files must be received by Tuesday, November 20 in order to settle before the upcoming federal holiday (Thanksgiving Day). ACH files received on Wednesday, November 21 will not settle until Friday, November 23.
At First Interstate Bank, we realize purchasing a home is the most significant transaction many of our customers will undertake. Our seasoned mortgage lenders are committed to providing the best customer service available to make your home purchase or refinance experience as smooth as possible.
First Interstate Bank makes applying for a mortgage more convenient with both online and in-person applications. If you prefer to sit down with one of our experienced mortgage lenders, Select a Mortgage Lender and set up an appointment or stop by your local branch and we will help get you started on the path to a new home.
You don't have to wait to find the home you want to purchase before applying for your mortgage with First Interstate Bank.
In fact, it's best to submit your mortgage application before you begin your home search. That way, your mortgage lender can review your application and help you determine the price range that is most appropriate for you.
Pre-qualification is an excellent first step before you start your home search. By submitting your application early, you will have an opportunity to meet with your mortgage lender to review your application and help explain the price range in which you should search.
Pre-qualification involves a preliminary review of your finances to ascertain your debt to income ratio, which helps your lender determine what price range might be most suited for your search.
Refinancing your home essentially replaces your current mortgage with a different mortgage. Often, transitioning loans can decrease monthly payments, change loan terms, and provide other benefits.
Consult your mortgage lender to learn more about refinancing your home and how it may be able to benefit you, whether your mortgage is currently with First Interstate or another lender.
Loans are subject to credit approval.
Some restrictions and loan fees may apply.
We know the home loan process can be a complicated affair. Our Mortgage Resources are designed to help explain the most common concepts and questions.
Loan Types & Programs
Don't be overwhelmed by the many types of loans out there
Interest rates can change on a daily basis
Let the experienced team at First Interstate Bank guide you through the process
Closing on your home is the last step in the purchasing process