You can use your Debit Card to make purchases straight from your checking account. Instead of writing a check for your purchases, present your Debit Card anywhere MasterCard® Debit Cards are accepted. The merchant will handle it like any other MasterCard transaction, and you won't be charged any additional transaction fees. Plus, you will receive a receipt at the time of purchase and a detailed record on your monthly checking statement for recordkeeping.
Our Debit Card is also convenient for telephone, Internet, or mail order purchases. Just remember, no matter how you use your Debit Card, you must log the amount in your checkbook just as you would if you were writing a check or conducting an ATM transaction. Your First Interstate Debit Card also serves as your ATM Card. You can use your Debit Card for ATM transactions at First Interstate Bank Day & Night Teller ATMs at no cost to you.
World Debit™ MasterCard®
MarketManager Checking customers can now enjoy the benefits of the World Debit MasterCard. In addition to the convenience of the traditional Debit Card, World Debit cardholders receive four free non-First Interstate ATM transactions per month and an increased daily spending limit of $5,000
Your First Interstate Bank Debit Card comes with special benefits – at no charge to you!
MasterCard cardholders pay only for the purchases they have authorized on their U.S. issued MasterCard card and won’t be held liable in the event of an unauthorized purchase. The coverage extends to purchases made in a store, over the telephone, or online. Zero Liability is provided under the following conditions: the cardholder’s account is in good standing, the cardholder has exercised reasonable care in safeguarding their card, and the cardholder has not reported two or more unauthorized events in the past 12 months. Zero Liability does not apply to MasterCard cards (i) issued for commercial, business, or agriculture purposes, except for MasterCard commercial cards used for small businesses as listed on www.mastercard.com; (ii) if a PIN for debit transaction is used for the unauthorized purchase.
MasterCard® Global Services™:
Provides 24 hours a day/7 days a week customer service assistance with Lost and Stolen Card Reporting, Emergency Card Replacement, Emergency Cash Advance, as well as assistance with locating ATMs and help with account-related questions.
Participating cardholders will have eligible flights bought on their enrolled MasterCard card monitored for price drops. Should MasterCard® PriceAssure™ identify a lower-priced ticket for that itinerary, the cardholder may be eligible to receive an airline credit for savings on future travel with that airline.
Extended Warranty Insurance:
Doubles the time period and duplicates the coverage of the original manufacturer’s or U.S. store brand warranty for a maximum of one year.
Guarantees the best price on products purchased with an eligible card by providing a refund on the difference, if the cardholder finds a lower price within 60 days (120 days for World Debit™ cardholders) of purchase.
Provides up to $250 per product, if the cardholder becomes dissatisfied with the product within 60 days of purchase and the merchant will not accept the return.
In addition to the Debit Card Benefits, World Debit™ cardholders enjoy three additional benefits.
Identity Theft Resolution Services with Wallet Protection:
Provides cardholders with access to a number of services including credit bureau notification, an ID Theft Affidavit, credit and charge card replacement, educational materials on how to avoid further occurrences, and an ID Theft Resolution Kit. Additionally, Wallet Protection Service provides cardholders with a means for reporting the theft of their cards and or documents, to a 24 hour provider, who will lock out all reported cards. In case the issuer needs to speak directly to the cardholder, the provider will conference in with the issuer, in order to cancel their cards.
Insures the cardholder for 90 days for theft, damage, or loss of purchase made with an eligible card.
MasterCard® Experiences and Offers:
World cardholders may choose from several Travel experiences, offers and amenities that suit their unique tastes and preferences when they are away from home. Cardholders can learn more at http://www.mastercard.us/debit-card-world.html
If your card is lost or stolen, call 1-888-833-3455, 24 hours a day, seven days a week. We'll immediately begin the process of replacing your card.