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ACH Schedule for Indigenous Peoples’ Day/Columbus Day

Business Online Banking ACH files must be received by Thursday, October 10, in order to settle before the upcoming federal holiday (Indigenous Peoples’ Day/Columbus Day). ACH files received on Friday October 11, will not settle until Tuesday, October 15.

Business Checking Accounts

Run your business like a boss.

What do I need to open an Account?

Business Checking: At Your Service

You know the ins and outs of how your business runs best. From basic to not-so-basic, our checking accounts help you do just that.

Classic Business Checking*

We know you want to spend your time building your business—not managing your checking account. Our Classic Business Checking account offers everything you need to make your checking experience as comprehensive and convenient as possible.

Fees & Information

  • A $10 maintenance fee per Statement Cycle3 will be waived with one of the following:
    • You maintain a $500 minimum daily balance during Statement Cycle3
    • You maintain a $5,000 minimum daily balance in combined Business Deposit Account balances3
  • 200 free items2 per statement cycle—$0.25 per item in excess of 200
  • Free Online Statements
  • Business Bill Pay free for the first two months. $9.95 for each subsequent month up to 20 items; $0.50 per item in excess of 20 items
  • Paper statements: $2.00/Statement Cycle3

Enhanced Business Checking*

We designed this premium account for high activity businesses that want interest as part of their checking relationship. Whether you prefer managing your account with our suite of online tools or receiving exceptional service at any First Interstate branch, this account offers everything you need to make your checking experience as comprehensive and convenient as possible.

Fees & Information

  • A $15 maintenance fee per Statement Cycle3 will be waived with one of the following:
    • You maintain a $5,000 minimum daily balance during the Statement Cycle3
    • You maintain a $10,000 minimum daily balance in combined Business Deposit Account balances1 during the Statement Cycle3
  • 300 free items2 per statement cycle—$0.25 per item in excess of 300
  • Free Online Statements
  • Business Bill Pay free for the first two months. $9.95 for each subsequent month up to 20 items; $0.50 per item in excess of 20 items

Analyzed Business Checking*

Analyzed Business Checking is a full-service account with the features you need to help you make the most of your banking time. We designed this account for businesses with high activity that will benefit from service charges being off-set with an earnings credit. Plus, this account offers an array of tools to help you manage your account online and top-notch customer service when you visit any First Interstate branch.

Fees & Information

  • $15 maintenance fee per Statement Cycle3
  • Activity fees for credits, debits, and check items
  • Earnings Credit may offset activity fees
  • Business Bill Pay free for the first two months. $9.95 for each subsequent month up to 20 items; $0.50 per item in excess of 20 items

Community Checking*

We want nonprofit organizations in our communities to thrive. Our Community Checking account creates an opportunity for small nonprofit organizations, benefits, memorials, and club-type entities to easily and conveniently manage their finances.

Fees & Information

  • 100 free items2 per statement cycle; $0.25 per item in excess of 100
  • Free Online Statements
  • Business Bill Pay free for the first two months. $9.95 for each subsequent month up to 20 items; $0.50 per item in excess of 20 items
  • No maintenance fees
  • Paper statements: $2.00/Statement Cycle3

Find a Branch

Features & Benefits

Tiered interest rate

Earnings Credit

Designed for nonprofits

No maintenance fee


This orange checkmark identifies that a benefit is part of this corresponding account type.

*All business checking accounts require a $100 opening deposit.
1Combined deposit account balances will include this account along with any other checking, savings, and CD balances held by the same account owner.
2Free items consist of checks clearing account and deposited items; electronic transactions are free.
3The length of each Statement Cycle varies depending on the month, but the cycle is approximately 30 days. Each statement will show the Statement Cycle’s start and end date in the Account Summary next to the “Beginning Balance” and “Ending Balance” disclosures. Please contact us if you need to adjust the dates of your Statement Cycle.

Business Debit Cards

Business Debit Card

The First Interstate Bank business debit card offers the convenience and control you need to take care of your business banking and purchasing needs, anytime, anywhere.

Learn More