FirstRewards World MasterCard® for Business

FirstRewards World MasterCard for Business* empowers you to do business wherever you need to be. This card’s rich rewards and card benefits give you the power to take your business to the next level.

With the FirstRewards card, businesses earn one point for every net dollar spent in purchases† and two points in certain spending categories. Points can be redeemed for practically anything you could imagine with our home-grown FirstRewards loyalty program. This program is tailored to reward businesses in Montana, Wyoming and South Dakota and their specific wants and needs. Check out the Rewards tab for more information on rewards that are as local as you are!

Visit your local branch to apply.

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  • Zero liability for unauthorized use
  • Manage and track day-to-day expenses easily and efficiently
  • Improve cash flows with at least 25 day interest free grace period
  • Flexible credit line decisions are made with your local First Interstate Banker
  • Free fraud monitoring protection
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  • $50 annual fee per card - waived the first year!
  • Billing Options: Individual or Combined cardholder billing. Central billing combines statements for a group of cardholders, and payment can be made to the central bill.
  • Set up automatic payments for re-occurring bills
  • 24/7 Online Account Access to:
    • View and pay your credit card statement
    • Email or text message notification available when credit limit is reached, payment is due, or payment posts to your account
    • Download data to financial software
  • Additional online tools available for expense reporting and controlling cardholder purchasing capabilities

Businesses earn points with every purchase made on their FirstRewards World MasterCard. The FirstRewards loyalty program is straightforward and appeals to business owners who don’t have the time or patience to deal with complex reward rules. Best of all, points will not expire and there’s no limit to the number of points you can earn.

Rewards Catalog

What can you get with your Points?

  • Travel Rewards - fly when you want, where you want with no restrictions. With the FirstRewards program you can fly on the airlines that operate in your own communities. Points can also be redeemed for car rentals, hotel stays and cruises.
  • Gift Cards - Redeem points for gift cards to your favorite stores or as gifts for employees. Choose the gift card that lets you make purchases anywhere MasterCard is accepted by redeeming for a First Interstate Bank MasterCard gift card.
  • Merchandise - Choose merchandise rewards for your office. FirstRewards has a list of the top name-brand merchandise for you to choose from. Can’t find what you’re looking for? Choose a MasterCard gift card to purchase the item you really want.
  • Charity Donations - Help improve the world around you by redeeming points for a donation to your favorite charity - nationally or locally.
  • Local Rewards - As a business owner you know how important it is to shop locally. With the FirstRewards program, points can be redeemed for gift cards to local businesses.

    Interested in getting your business included? Check out the Local Rewards tab for more information.

Visit for more details regarding the FirstRewards Program and to check out the latest FirstRewards promotions available for business customers.

FirstRewards customers maximize their spending using our card for all of their monthly expenses. Points add up quickly and never expire. When customers are ready to redeem, we want one of their choices to be you, their favorite neighborhood retailer.

FirstRewards means Local Rewards

Working with you as a local partner is a win-win. Our FirstRewards cardholders get the opportunity to choose local rewards at unique places in and around their hometown. By including you in our program, we can help drive more customers to your business! Your business is highlighted in FirstRewards which reaches cardholders throughout Montana, Wyoming and South Dakota. This provides a new market avenue beyond your existing customer base, bringing new customers through your doors.

Is being a FirstRewards local partner right for your business? Here are some things you should consider:

  • We can easily accommodate your $50, $100, and $250 gift cards or gift certificate programs you already have in place. Don’t have a program? We can help!
  • There may be times when an experiential package or product offering works better for your type of business than gift cards. If that’s the case, just let us know. We can work with you on these unique opportunities.
  • We will provide you a partner kit to help market the program in your business.
  • We will pay you for the gift cards or inventory in advance.
  • We may ask you to consider reduced prices on bulk orders.
  • Once you tell us you are interested, we will refer you to our loyalty partner, BreakAway Loyalty. BreakAway works directly with you to determine the fulfillment process that will work. This may mean orders placed one at a time or bulk shipments.
  • BreakAway won’t try to sell you anything, and they will not sell or share your information with anyone else.
  • We will ask to place an image of your gift card on our website so customers know you are part of the program.
  • We may approach you from time to time with ideas for additional joint marketing initiatives. You are in complete control of how and when you participate.
  • If you ever decide the FirstRewards local partnership isn’t for you, simply let us know. Your decision will in no way impact your current and/or future banking relationship with us.

Interested? Talk to your banker today or contact the Credit Card Division at 1-888-833-3453.

Local Customer Service

Receive the service you’ve come to expect with First Interstate Bank. Stop by your local branch or call our Billings-based customer service center to make a payment, ask questions regarding your account, order additional cards for employees or to make changes to your company’s credit line. We work together to provide the quality service you deserve.

MasterCard Easy Savings™ program

Save money with automatic rebates on your business spending by using your First Interstate Bank MasterCard credit card at participating merchant locations. Go to or call 1-800-251-3448 for more details.

eZ Business Online Card Management

Conveniently manage all of your cardholders’ accounts using our online management tool,, which is available for companies with five or more cards. For more information or to sign up, contact our credit card service center.

Fraud Alert Management

Security is a top priority at First Interstate Bank that’s why we utilize a Fraud Alert Management detection system which continuously monitors your First Interstate Bank MasterCard activity to help identify and prevent fraudulent transaction on your account.

If suspicious charges or transactions outside of your normal spending patterns appear on your card, you may receive an automated phone call from Fraud Alert Management on behalf of First Interstate Bank to verify the activity on your account. To verify your identity you will be prompted to enter the last four digits of your Social Security number or Tax Identification number. You will never be asked to provide your full social security number. If the Automated Call System cannot reach you, a temporary block may be placed on your card until you validate the transaction/activity in question.

Enjoy these additional advantages of a World MasterCard:

Travel Accident Insurance - Travel more safely with Travel Accident Insurance. As an eligible cardholder, you and your dependents are covered automatically with travel accident insurance when the entire travel fare is charged to your eligible World MasterCard for Business account.

Baggage Delay - Checking bags for air travel can be a hassle. Your World MasterCard Business card can help make it easier. Baggage Delay Insurance reimburses you for replacing essential personal or business items in your baggage, if the baggage you have checked on to a common carrier is delayed in transit and your tickets were purchased using your First Interstate Bank World MasterCard.

Visit for more details and to learn about all the advantages available for World MasterCard Business cardholders.

MasterCard also provides business cardholders a variety of security and travel-related benefits including:

MasterCard Global Service - Get emergency assistance virtually anytime, anywhere and in any language. MasterCard Global Service helps you report a Lost or Stolen Card, obtain an Emergency Card Replacement or Cash Advance, find an ATM location, and answer questions regarding your account.

MasterRental® - Protect your business and save money. MasterRental® Coverage is a smart way to save when you rent a vehicle for 31 consecutive days or less. MasterRental® provides coverage for physical damage and theft of a rental vehicle for rental periods of 31 consecutive days or less when you initiate and pay for your entire rental agreement with your MasterCard card and decline the collision damage waiver coverage offered by the rental agency. To file a claim or for more information call 1-800-MC-ASSIST.**

VAT Reclaim Service - The VAT Reclaim service from MasterCard provides companies doing business in Europe an easy and efficient way to reclaim their VAT. MasterCard helps determine which expenses are eligible and processes the necessary paperwork. If a refund is issued, a discounted processing fee is applied.

MasterAssist Travel Assistance - Receive pre-trip information such as visa/passport requirements, immunization information, and help with lost/stolen travel documents and luggage. With MasterAssist, you’ll have access to a referral network of physicians, attorneys, local embassies and consulates if you are traveling more than 100 miles from home.

Master RoadAssist - Obtain emergency roadside assistance such as jump-starts, tire changes, towing, and gas delivery if you get stuck on the road. Service fees are pre-negotiated and billed to your First Interstate Bank MasterCard account.

Extended Warranty - As a MasterCard cardholder, you now have the peace of mind and freedom to shop to your heart’s content without a moment’s worry. Eligible items purchased with your MasterCard card are covered with Extended Warranty which doubles the original manufacturer’s warranty for up to 12 months. Contact 1-800-MC-ASSIST for more information.**

To learn more about these MasterCard benefits call 1-800-MC-ASSIST or visit

*Subject to approval.

**Certain terms, conditions and exclusions apply. Customers can review Guide to Benefits for complete program details.

†To qualify, purchases must be retail transactions. Transactions not included in this offer are balance transfers, cash advances, ATM transactions, convenience checks, and foreign transactions.

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