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Business Online Banking ACH files must be received by Thursday, May 23, in order to settle before the upcoming federal holiday (Memorial Day). ACH files received on Friday, May 24, will not settle until Tuesday, May 28.

Business Credit Cards

Do I need a personal identification number (PIN) to make a purchase with my chip or contactless credit card?

Category: Business   Service: Credit Cards | Updated: August 1st, 2023


Your credit card is a Chip card, so in most instances, you should not need a personal identification number (PIN) to make purchases with your card. When traveling inside or outside the US, there are some merchants that may require a PIN. Pins are required on your card when used at an ATM for cash and some unattended terminals (such as public transportation kiosks or gas pumps).

A PIN is automatically mailed to you when the account is opened. For your convenience, you can change your PIN by calling 1-866-297-3408 or by logging into Once updated, the new PIN will be ready for immediate use.

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