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Checking Accounts

We've listened to our customers and have put together a suite of checking accounts that meet your specific financial needs at your particular life stage. Open an account online and see the difference.

Debit Card

Business Debit CardStop carrying checks and conveniently make purchases straight from your checking account using our First Interstate Debit Card. It doubles as your ATM card and protects against unauthorized charges.

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  MarketManager Preferred Checking Regular Checking Free Checking
  Earn interest while having access to premium account benefits. Full service checking account that earns interest with easy access to funds. Maintain a lower balance with access to a full range of account features. Basic account for active online customers who are always on the go.
Minimum balance requirement Minimum balance requirement $50,000 in combined First Interstate deposits* $1,500 in Preferred Checking or $5,000 in combined First Interstate deposits $500 in Regular Checking  
Monthly maintenance fee if balance below minimum $25 $13 (waived for customers 60 years or older) $9  
Other requirements       Direct deposit (at least one per month) or electronic statements set up within 30 days of account opening. If neither occurs, a $5 monthly maintenance fee is charged.
Earns interest checkmark checkmark N/A N/A
Free Debit Card World Debit™ MasterCard® with four free non-First Interstate ATM transactions per month checkmark checkmark checkmark
No charge for First Interstate Day & Night Teller ATM use checkmark checkmark checkmark checkmark
No Charge for First Interstate Day & Night Telephone Banking checkmark checkmark checkmark checkmark
Unlimited check writing checkmark checkmark checkmark checkmark
I-Bank Online Banking checkmark checkmark checkmark checkmark
I-Pay Online Bill Payment checkmark checkmark checkmark $4.95/mo; first two months free
I-Statements Electronic Statements checkmark checkmark checkmark checkmark
Account Alerts (basic) checkmark checkmark checkmark checkmark
Mobile Banking checkmark checkmark checkmark checkmark
Courtesy Overdraft checkmark checkmark checkmark checkmark
Overdraft Protection available** checkmark checkmark checkmark $24/yr + transfer fees
Paper statements w/ images checkmark checkmark checkmark $5/mo
Earn points when a FirstRewards World MasterCard** is opened at the same time as checking account 5,000 3,000 2,000  
Safe deposit box rental discount ($5) checkmark checkmark checkmark  
Free checks (style chosen by First Interstate) or $5 discount on other styles checkmark checkmark    
CD interest rate bonus (0.10% for terms of 2+ years) checkmark checkmark    
Gift cards checkmark $3.95 $3.95 $3.95
Money orders checkmark $4 $4 $4
Cashier's checks checkmark $5 $5 $5
Incoming wires checkmark $10 $10 $10
Foreign currency exchange checkmark $19 $19 $19
AdvanceLine annual fee** checkmark $50 $50 $50
Mortgage loan origination discount** $250      
Consumer loan discount ** (dealer-financed contracts ineligible) 0.5%      

*Limit of one account utilizing combined balance option
**Subject to approval