Debit Card Courtesy Overdraft provides a safe and convenient solution so that, rather than experiencing the embarrassment of having your debit card declined during a transaction, you can authorize us to pay in overdraft situations.
There is a $30 charge each time we pay an overdraft, and you will only be charged when you use the service. If your account remains overdrawn for four (4) consecutive business days (M-F) your account will be assessed a $35 fee. The $35 fee will be charged every 5th business day that the account remains overdrawn.
Visit your local branch to apply for courtesy overdraft.