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How is an EMV (Europay, Mastercard, or Visa) chip credit card different from a magnetic stripe credit card?

Category: Personal   Service: Credit Cards | Updated: April 4th, 2023


A chip card looks just like a traditional card with an embedded chip in addition to the standard magnetic stripe on the back of the card. In locations where a merchant is able to accept the chip card, you will insert your chip card into the terminal to complete the transaction rather than swiping it.

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