Certificates of Deposit

Looking for another way to save? Investing in Certificates of Deposit (CD) is an excellent way to maximize your return and set specific savings goals. First Interstate Bank offers various terms for CDs and pays a fixed interest rate based on the money market. Check with your local branch for rates.

Want to start saving now? View rates for opening an account online or meet with a personal banker at your local branch.

Open Now Find a Branch

The following are the requirement and withdrawal information for our Certificates of Deposit.

  • A $1,000 opening deposit is required for certificate terms of 3-60 months.
  • A $10,000 opening deposit is required for certificate terms of 1-2 months.
  • There is a substantial penalty for early withdrawal on all Certificates of Deposit.
  Online Only* Rate Online Only* Annual Percentage Yield
7 month 0.20% 0.20%
13 month 0.30% 0.30%
25 month 0.60% 0.60%
37 month 0.80% 0.80%
*Please note: these rates are only available for CD accounts opened online. Local branch rates will vary. Rates are accurate as of June 29, 2015.

Open Your Account in a Branch

Stop by any First Interstate Bank branch and one of our bankers will assist you in opening your account.

Open Your Account Online

Opening your account online is easy and secure. The process should only take about 10 minutes. You can track your progress on the gray bar on the left side of your screen, and where you are in the account opening process will be highlighted. When you finish a step, a check mark will appear.

Items and Information You May Need to Open Your Account

  • U.S. Social Security number
  • A valid form of identification including driver's license, state ID, military ID, tribal ID, or passport
  • Previous home address (if you have lived at your current home address less than two years)
  • Credit card, debit card, or U.S. checking or savings account to fund your new account(s)
  • Access to a printer to print the account agreement at the end of the opening process

Please Note: Your application session will automatically time out if there is no activity for 30 minutes. All information will be lost if this occurs.

There is a substantial penalty for early withdrawal.