ACH Settlement Information for the Thanksgiving Holiday
Business Online Banking ACH files must be received by Tuesday, November 26 in order to settle before the upcoming federal holiday (Thanksgiving Day). ACH files received on Wednesday, November 27 will not settle until Friday, November 29.
As an executive or business owner, you need a Retirement Plan Advisor who can help you and your employees make the most of the plan you offer. With a 99% client retention rate, we consider your success our success.
First Interstate’s team of Retirement Plan Advisors are experts when it comes to the ins-and-outs of plan management—averaging over 24 years of experience in financial services and 11 years in retirement plans. We cater each plan to the specific sponsor’s needs, bringing peace of mind to you as a business owner and allowing you to focus your attention on running your business.
You have a lot of responsibilities as a business owner, including serving in a fiduciary role by making decisions for your company’s retirement plan. With this responsibility comes liability. First Interstate can help mitigate both. We offer 3(21) fiduciary services, in which we assist in selecting and monitoring the plan’s investment line up while you retain fiduciary control, or, 3(38) fiduciary services, in which we completely manage the selection and monitoring of the plan investments.
As a plan sponsor, you can utilize our retirement experts to help in the daily management of your retirement plan. We offer services such as communications and education planning, regulatory updates, plan design consulting, compliance oversight, and service provider negotiation and selection.
With a profit-sharing plan, you fund your employees’ retirement plans with a percentage of your company’s annual profits. Our Retirement Plan Advisors will help you establish and manage a profit-sharing plan, which can be offered alongside 401(k)s or similar plans, or on its own.
A cash-balance plan allows you to pay a percentage of your employees’ salaries into individual, interest-earning accounts which the employees can access upon retirement as a lump sum or annuity pay-outs.
Along with helping you in the fiduciary and sponsor roles, we offer advice and expertise to your employees to make sure they are maximizing their retirement options. These services include group education, financial wellness delivery, executive level benefits, distribution consulting, and investment consulting.
|Not First Interstate Bank Guaranteed||Not First Interstate Bank Deposits or Obligations||Not Insured by FDIC or Any Other Government Agency||May Lose Value|