HELOC Special Offer
Introductory rate of 5.24% APR for 6 months, then variable rate of 7.75%-8.75% APR after introductory period.
Promotional APR for 6 months, then variable
Variable rate less eligible discounts
- Home improvements
- Debt consolidation
- Large purchases
- Education costs
- Medical emergency expenses
- And more
1 The introductory Annual Percentage Rate (APR) of 5.24% is a variable rate based on an index plus a margin and is fixed for the first six (6) months from loan agreement date (“Introductory Period”). After the Introductory Period ends, all remaining balances will convert to a variable APR in accordance with the terms of the HELOC agreement. The variable APR is based on the U. S. Prime Rate as published in the Wall Street Journal, plus a margin. To qualify for an introductory rate, borrower(s) must meet all credit and loan program requirements.
Rate discounts may not be combined with the introductory period. An annual fee of $75 applies on the first anniversary and each year after. Maximum Loan to Value (LTV) is 85%. Available for new HELOC applications only. Clients with an existing First Interstate Bank HELOC, Home Equity Loan, or non-owner-occupied transactions are not eligible for the introductory rate. Residential appraisals only, commercial appraisals are not permitted. Proof of insurance is required. Applications must be submitted on or before December 31, 2026.
2 Rates as of 06/29/2026 and subject to change. Based on line amount of $100,000. Actual rate may vary based on credit score, line limit, and applicable discounts. Maximum APR is 18%.