FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Personal Checking Accounts

Simple Banking

Simple Banking is an affordable easy-to-use account for clients establishing a financial foundation.

First Interstate Bank Simple Banking BankOn badge Certified 2025 - 2026

Designed to be check- and overdraft-free, big surprises will be a thing of the past. Access and control your account with direct deposit, Mastercard® debit card, online banking, mobile banking, and free electronic statements. Convenience without worrying about overdraft fees.

Features & Benefits
Debit Card1

Not only do you get to choose from a selection of great card designs, but as a First Interstate Mastercard® debit card holder, you can pay directly from your checking account while also receiving great Mastercard benefits including Zero Liability, and Mastercard Global Services™, amongst others.

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Direct Deposit
MoneyPass ATM Network2

Access to surcharge-free withdrawals at thousands of ATMs nationwide.

View MoneyPass Network

Day & Night Telephone Banking

Enjoy the convenience of First Interstate Bank's 24 Hour Day & Night Telephone Banking. With telephone banking you can obtain balance information on your checking, savings, CD, or loan account; verify transactions on your account; and make account transfers.

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Fees & Information

$5 service charge per Statement Cycle3 will be charged and cannot be waived.

  • Checks not available
  • No overdraft fees
  • Overdraft protection options unavailable
  • Paper Statements: $2.00/Statement Cycle3
  • Official checks: $8.00
  • Incoming wires: $10.00
  • Foreign currency exchange: $15.00

Visit any First Interstate branch and one of our bankers will assist you in opening your account.

Get started with a minimum deposit of $25.

1 Fees may apply. See Fee Schedule.
2 Surcharge-free ATM withdrawals may be made at any First Interstate Bank or MoneyPass ATM. ATM issuer may charge a separate fee.
3 The length of each Statement Cycle varies depending on the month, but the cycle is approximately 30 days. Each statement will show the Statement Cycle’s start and end date in the Account Summary next to the “Beginning Balance” and “Ending Balance” disclosures. Please contact us if you need to adjust the dates of your Statement Cycle.

Savings Accounts

Whether you need basic savings, retirement solutions, or savings for health needs, we've got you covered.

Home Loans

It’s time for your dream home to become your everyday home.

Personal Credit Cards

Whether you want to maximize cash back, earn rewards, or begin building your credit history, we have the ideal card for you.