Basic Checking
Basic Checking is a great choice for active, online clients who are always on the go.
You can fully manage your account from anywhere, anytime with direct deposit, bill pay1, online banking, mobile banking, and electronic statements.
Access to free withdrawals at over 37,000 ATMs nationwide
Not only do you get to choose from a selection of great card designs, but as a First Interstate Mastercard® debit card holder, you can pay directly from your checking account while also receiving great Mastercard benefits including Zero Liability, and Mastercard Global Services™, amongst others.
Guard against returned checks with automatic transfer options. We offer a convenient way to protect you from the additional costs associated with returned checks. It's easy to make a mistake; let us help you protect yourself.
Courtesy Overdraft helps protect your account against overdrafts so that, rather than experiencing the inconvenience of having your Debit Card declined during a transaction, you can authorize us to pay in overdraft situations.
There is a $10 per item charge each time we pay an overdraft, and you will only be charged when you use the service.
Enjoy the convenience of First Interstate's 24 Hour Day & Night Telephone Banking. With telephone banking you can obtain balance information on your checking, savings, CD, or loan account; verify transactions on your account; and make account transfers.
- A $5 service charge per Statement Cycle9 will be waived with one of the following:
- You utilize direct deposit during the Statement Cycle9
- You maintain a $250 minimum daily balance during Statement Cycle9
- One of the account owners is 14 to 23 years of age
- Paper statements: $2.00/Statement Cycle9
- Official checks: $8.00
- Incoming wires: $10.00
- Foreign currency exchange: $15.00