Effective: October 23, 2019
|Opening Fees - one-time fee|
|Each Additional $1,000||$1.50|
|Tax and Insurance Reserve Set-Up Fee||$75|
Complex escrows may require additional costs.
|Payment Fees - per payment|
|Each Additional $100||$1.50|
|Maximum Regular Monthly Payment||$20|
|Annual or One-Time-Only Payment||$80|
|Monitoring Late Charges||$10/month|
|Tax and Insurance Reserve Fees - per payment|
Payments are accepted at any First Interstate Bank location throughout Idaho, Montana, Oregon, South Dakota, Washington, and Wyoming.
|Amendments or Changes in Terms||$100/hour|
|Default Fees||$75 plus bank's attorney fees|
|Disbursement by ACH - First Interstate Bank Customer||no charge|
|Disbursement by ACH - First Interstate Bank Non-Customer||$3|
|Disbursement by Check||$10|
|Overnight Mailing Fee||$25|
|Payoff, Transfer or Closing Fees (per $1,000 - minimum of $250)||$1|
|Payment History (per page)||$1|
|Payoff Request||no charge|
|Each Additional Payoff Request||$5|
|Reverse NSF Payment||$25|
|Written Verification of Payment History||$5|
First Interstate Bank reserves the right to review all files prior to acceptance.
Other bank-related fees may apply such as fax, photocopies, returned checks, wire transfers, etc. A list will be provided upon request. Other related service fees are subject to change without notice.
Additional fees may be assessed for extraordinary services. All fees are subject to increase and the parties are jointly and severally liable for them. Files transferred from other institutions may be subject to different fee schedules. Default/closing fees do not include possible legal consultation fees.