ACH Settlement Information for the Thanksgiving Holiday

Business Online Banking ACH files must be received by Tuesday, November 26 in order to settle before the upcoming federal holiday (Thanksgiving Day). ACH files received on Wednesday, November 27 will not settle until Friday, November 29.

Personal Credit Cards

Can fraud still take place on my chip (EMV) credit card?

Category: Personal   Service: Credit Cards | Updated: September 30th, 2015

Answer:

Yes.  Chip cards are only secure in face-to-face transactions that take place on chip enabled point-of-sale (POS) terminals.  Merchants that do not have chip enabled POS terminals place the chip card at the same risk of being compromised as the magnetic strip card.

Chip card usage via the internet, phone, and mail orders are all still at risk of their account information being compromised.

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