Premier Checking
Premier Checking is designed to offer you everything you need to manage your funds while earning interest on your balance.
Pay bills and manage your account from anywhere, anytime. Premier Checking is a perfect choice if you want a broad spectrum of banking tools and features at your fingertips.
Earns market rate of interest (rates subject to change).
Interest rate bonus of 0.10% on CDs (excludes CD specials).
Premier Checking clients can enjoy the benefits of the World Debit Mastercard. In addition to the convenience of the traditional Mastercard debit card, World Debit cardholders have a daily spending limit of $5,000.
Access to surcharge-free withdrawals at thousands of ATMs nationwide.
Checks are available at standard pricing for Orange Checking accounts. Premier Checking account holders receive one box of standard checks included per year. Select Checking account holders receive their first box of standard checks included at account opening. Other styles available at standard pricing.
Guard against returned checks with automatic transfer options. We offer a convenient way to protect you from the additional costs associated with returned checks. It's easy to make a mistake; let us help you protect yourself.
Enjoy the convenience of First Interstate Bank's 24 Hour Day & Night Telephone Banking. With telephone banking you can; obtain balance information on your checking, savings, CD, or loan account; verify transactions on your account; and make account transfers.
Courtesy Overdraft helps protect your account against overdrafts so that, rather than experiencing the inconvenience of having your Debit Card declined during a transaction, you can authorize us to pay in overdraft situations.
There is a $10 per item charge each time we pay an overdraft, and you will only be charged when you use the service.
A $25 service charge per Statement Cycle5 will be waived with one of the following:
- You maintain a $10,000 minimum daily balance during your Statement Cycle5
- You maintain a $50,000 minimum daily balance in combined deposit account balances6 during your Statement Cycle5
1 Interest rates on checking accounts, Regular Savings, Money Market, and variable rate IRAs are subject to change without notice.
2 Certificates of Deposit require a $1,000 opening deposit.
3 Surcharge-free ATM withdrawals may be made at any First Interstate Bank or MoneyPass ATM. ATM issuer may charge a separate fee.
4 Subject to approval.
5 The length of each Statement Cycle varies depending on the month, but the cycle is approximately 30 days. Each statement will show the Statement Cycle’s start and end date in the Account Summary next to the “Beginning Balance” and “Ending Balance” disclosures. Please contact us if you need to adjust the dates of your Statement Cycle.
6 Combined deposit account balances will include this account along with any other checking, savings, CD, and IRA balances held by the same account owner.