Free Checking

Free Checking is our basic account, which is a great choice for active online customers who are always on the go. You can fully manage your account from anywhere, anytime with direct deposit, bill pay, online banking, mobile banking, and electronic statements - all without balance requirements.

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  • Unlimited check writing
  • Debit Card
  • First Interstate Day & Night Teller ATM use
  • First Interstate Day & Night Telephone Banking
  • Direct Deposit
  • I-Pay Bill Payment available (monthly fee applies)
  • Electronic Statements with images or paper statements without images
  • Overdraft Protection available* (fees apply)
  • Courtesy Overdraft available (fees apply)
  • Earn points for your everyday purchases with a FirstRewards World MasterCard®*†

All Checking Accounts have access to Online Banking, Online Bill Payment, Electronic Statements, Account Alerts(basic), Direct Connect, and Mobile Banking.

  • This account requires the customer to set up and maintain one of the following account features:
    • Direct deposit (one per month)
    • Electronic Statements with images
  • If neither account feature is set up within 30 days from account opening, a $5 monthly service charge will be assessed.

Open Your Account in a Branch

Stop by any First Interstate Bank branch and one of our bankers will assist you in opening your account.

Open Your Account Online

Opening your account online is easy and secure. The process should only take about 10 minutes.

Items and Information You May Need to Open Your Account

  • U.S. Social Security number
  • A valid form of identification including driver's license, state ID, military ID, tribal ID, or passport
  • Previous home address (if you have lived at your current home address less than two years)
  • Credit card, debit card, or U.S. checking or savings account to fund your new account(s)
  • Access to a printer to print the account agreement at the end of the opening process

Please Note: Your application session will automatically time out if there is no activity for 30 minutes. All information will be lost if this occurs.

*Subject to approval
†To qualify, purchases must be retail transactions. Transactions not included in this offer are balance transfers, cash advances and ATM transactions, convenience checks, and foreign transactions.