Fee Schedule

Effective Date: October 23, 2016

Service Fees

Stop payment $29
Pre-authorized payment cancellation $29
Return check/NSF $29
Overdraft paid $29
Continuous overdraft $35 on 4th consecutive business day overdrawn
(Prime + 4% on negative available balances on business analysis accounts)
Closed account $10 on checking and savings accounts open less than 90 days
Dormant account $10/month
Charged-off checking account $50
Returned deposited item $4
Re-deposit $1
Manual item processing $1
Duplicate paper statement $5
Statement special handling $25

Digital Banking Fees (Personal)

I-Bank Free
Stop Payment placed in I-Bank $17
Mobile Check Deposit Free
I-Pay Bill Payment Free; 40¢/payment in excess of 20
I-Pay Bill Payment, overnight delivery of payment $14.95
I-Pay Bill Payment, stop payment $29
I-Statements (electronic statements) Free
POPmoney (send money to others):  
Standard Delivery (three business days) $1
Express Delivery (within one business day; delivery dependent on the recipient’s acceptance and the receiving institution’s process times) . $3
Request money from others Free
Stop Payment of payment or transfer $29
External Transfers:  
Transfer into First Interstate Free
Transfer out of First Interstate:  
Standard Delivery (three business days) $1
• Express Delivery (within one business day; delivery dependent on the recipient’s acceptance and the receiving institution’s process times) $3

If you do not access your I-Pay or I-Bank account for six months, it will be closed.

Digital Banking Fees (Business)

I-Corp Premium $25/month
I-Corp Classic $9.95/month
I-Corp Basic Free
I-Payables $9.95/month; 50¢/payment in excess of 20

Miscellaneous Items

Counter check first 10 free; 25¢/check thereafter
Official check $5 customer; $10 non-customer
Money order $4 customer; $6 non-customer
Gift Card $3.95 customer; $6.95 non-customer
Travel Card $6.95 customer; $9.95 non-customer
Treasury bill purchase $50
Night Depository lock bags $25/bag
Coin counting/rolling (rollings $2.50 minimum) 1%
Rolled coin purchase 10¢/roll
Check cashing for non-customer $10 for checks over $100

Research

Checkbook reconciliation $25/hour ($25 minimum)
Research: Imaged check $1/check
Research: Imaged statement $5/statement
Research time $25/hour

Overdraft Protection

Account transfer or Balance Plus fee $5
Credit card transfer fee $10 up to $50; $19 over $50

ATM/Debit Cards

ATM card/debit card replacement $5
ATM transactions made at ATMs other than First Interstate Bank Day & Night Teller ATMs $2
ATM Mini-Statement $1
Bobcat/Griz Banking annual fee $15/year

All debit cards with no activity for 12 months or longer will be cancelled.

We will assess a fee of 0.9% of the transaction amount of any debit card transaction made in a country other than the United States. If the transaction also involves a currency conversion, we will assess an additional fee of 0.2%. Fees apply to the transaction after it has been converted into U.S. dollars.

Wire Transfers & Collections

Wire Transfers:  
Incoming wire transfer $10
Outgoing wire transfer (First Interstate customers only):  
American $25
Foreign $45
Collections:  
Incoming & outgoing $25
Coupon collection $25
Oil & gas, envelope draft $35

Foreign Currency

Purchase or Exchange:  
Customer $12
Non-customer $50
Foreign drafts:  
Customer $12
Non-customer $50
Foreign item return $18 + correspondent bank fee

Consumer Loan Fees

AdvanceLine annual fee $50
Home Equity Line of Credit annual fee $75
Process request for substitution of collateral $50
Process request for change in terms $50
Process request for payment extension $50
Process request for name change on title $25
Coupon book replacement $5

IRA and HSA Fees

IRA transfer fee (to another financial institution) $25
IRA direct rollover fee $25
HSA transfer fee (to another financial institution) . $25
HSA mistaken distribution correction $15

Garnishment/Subpoena Fees

Garnishment/levy $100
Subpoena fees:  
Statement $5
Miscellaneous items (per page) $1
Labor/Research $25/hour
Shipping & handling $Actual cost

Safe Deposit Boxes

Check with your local First Interstate Bank branch for size availability and rental rates.

Safe deposit box drilling $150
Safe deposit box drilling $20
Safe deposit box late fee $10

Services listed may not be available at all First Interstate Bank offices and fees may vary between First Interstate offices. Other fees may apply to various services listed. Fees are subject to change.

Member FDIC | Equal Housing Lender