As life happens, it is important to have a payment method as flexible as you are. By using your First Interstate Mastercard® responsibly, you can bring convenience, value, flexibility, and financial security to your everyday life.
Peace of Mind
When you pay with your First Interstate credit card, Mastercard has your back by helping to detect and protect against everything from online identity theft to fraudulent purchases. Mastercard Zero Liability does not hold you responsible for unauthorized purchases on your credit card and, unlike a debit card, you won’t have funds tied up while the purchases are investigated—which can help protect against potential overdrafts, late fees, or missed payments.
Opportunity to Build Your Credit
Unnecessary credit card debt should be avoided—but that doesn't mean credit cards should be avoided. Your credit profile may be positively affected when you use your Mastercard responsibly. On-time payments, using and paying your credit card monthly, and managing debt can help. When it comes time to apply for other loans, a positive credit history and good to excellent credit score may help you receive a lower interest rate.
Buy Now, Pay Later
Rather than having money come out of your checking account as you make purchases, you only pay your credit card bill monthly. Upon receiving your bill, you have 25 days to pay it before accruing interest on your purchases. This flexibility can help manage finances and provide you with necessary breathing room if an emergency arises.
Reward Yourself—or Others
Everyday spending can be rewarding. As a FirstRewards® World Mastercard® holder, you earn one point for every dollar spent on your card. Redeem points for gift cards to your favorite business, restaurants, and more; make a difference by redeeming points for cash donations to charities close to your heart; or, utilize Transaction Eraser to “erase” eligible purchases from your statement with points.
Terms and conditions apply to all listed benefits. To learn more about Mastercard benefits, call 1-800-MC-ASSIST or visit www.mastercard.us.