MasterCard® Business Card
Business owners who choose our MasterCard® Business Card* can easily manage and track day-to-day business expenses with no annual fee. Increase your business' cash flow by using your card to pay vendors and suppliers, which provides additional time before payment is due. The MasterCard® Business Card gives you spending flexibility in addition to the ability to manage your cards online.
- Zero liability for unauthorized use
- Improve cash flows with at least 25 day interest free grace period
- Flexible credit line decisions are made with your local First Interstate Banker
- Free fraud monitoring protection
- No annual fee
- Card graphic options
- Billing Options: Individual or Combined cardholder billing. Central billing combines statements for a group of cardholders, and payment can be made to the central bill.
- Set up automatic payments for re-occurring bills
- 24/7 Online Account Access to:
- View and pay your credit card statement
- Email or text message notification available when credit limit is reached, payment is due, or payment posts to your account
- Download data to financial software
- Additional online tools available for expense reporting and controlling cardholder purchasing capabilities
Local Customer Service
Receive the service you’ve come to expect with First Interstate Bank. Stop by your local branch or call our Billings-based customer service center to make a payment or to ask questions regarding your account. We work together to provide the quality service you deserve.
MasterCard® Easy Savings™ program
Save money with automatic rebates on your business spending by using your First Interstate Bank MasterCard® credit card at participating merchant locations. Go to www.easysavings.com or call 1-800-251-3448 for more details.
eZ Business Online Card Management
Conveniently manage all of your cardholders’ accounts using our online management tool, www.ezbusinesscardmanagement.com, which is available for companies with five or more cards. For more information or to sign up, contact our credit card service center.
Travel Accident Insurance
Travel more safely with Travel Accident Insurance. As an eligible cardholder, you and your dependents are covered automatically with travel accident insurance when the entire travel fare is charged to your eligible First Interstate Bank MasterCard account.
Fraud Alert Management
Security is a top priority at First Interstate Bank that’s why we utilize a Fraud Alert Management detection system which continuously monitors your First Interstate Bank MasterCard activity to help identify and prevent fraudulent transaction on your account.
If suspicious charges or transactions outside of your normal spending patterns appear on your card, you may receive an automated phone call from Fraud Alert Management on behalf of First Interstate Bank to verify the activity on your account. To verify your identity you will be prompted to enter the last four digits of your Social Security number or Tax Identification number. You will never be asked to provide your full social security number. If the Automated Call System cannot reach you, a temporary block may be placed on your card until you validate the transaction/activity in question.
MasterCard also provides business cardholders a variety of security and travel-related benefits including:
MasterCard Global Service - Get emergency assistance virtually anytime, anywhere and in any language. MasterCard Global Service helps you report a Lost or Stolen Card, obtain an Emergency Card Replacement or Cash Advance, find an ATM location, and answer questions regarding your account.
MasterRental® - Protect your business and save money. MasterRental® Coverage is a smart way to save when you rent a vehicle for 31 consecutive days or less. MasterRental® provides coverage for physical damage and theft of a rental vehicle for rental periods of 31 consecutive days or less when you initiate and pay for your entire rental agreement with your MasterCard card and decline the collision damage waiver coverage offered by the rental agency. To file a claim or for more information call 1-800-MC-ASSIST.**
VAT Reclaim Service - The VAT Reclaim service from MasterCard provides companies doing business in Europe an easy and efficient way to reclaim their VAT. MasterCard helps determine which expenses are eligible and processes the necessary paperwork. If a refund is issued, a discounted processing fee is applied.
MasterAssist Travel Assistance - Receive pre-trip information such as visa/passport requirements, immunization information, and help with lost/stolen travel documents and luggage. With MasterAssist, you’ll have access to a referral network of physicians, attorneys, local embassies and consulates if you are traveling more than 100 miles from home.
Master RoadAssist - Obtain emergency roadside assistance such as jump-starts, tire changes, towing, and gas delivery if you get stuck on the road. Service fees are pre-negotiated and billed to your First Interstate Bank MasterCard account.
Extended Warranty - As a MasterCard cardholder, you now have the peace of mind and freedom to shop to your heart’s content without a moment’s worry. Eligible items purchased with your MasterCard card are covered with Extended Warranty which doubles the original manufacturer’s warranty for up to 12 months. Contact 1-800-MC-ASSIST for more information.**
To learn more about these MasterCard benefits call 1-800-MC-ASSIST or visit www.mastercard.com.
*Subject to approval.
**Certain terms, conditions and exclusions apply. Customers can review Guide to Benefits for complete program details.