Remote Deposit Capture allows businesses to capture checks at their business location, then transmit data and the check images electronically to their financial institution for posting and clearing, without any need for physical transportation. All that is needed is a PC, Internet connection and scanning device.

[+] Close

The foundation for Remote Deposit Capture was established as a direct result of the tragic events of 9/11. Much of the financial world experienced suspensions and delays, due to the lack of air transportation following the incident, which prompted the creation of Check 21.

Passed in October 2003 and implemented on October 28, 2004, this legislation made Remote Deposit Capture possible by allowing banks to create and send digital images of paper checks, instead of transporting the original check from bank to bank to complete the check clearing process.

[+] Close

With Remote Deposit Capture, you can process and deposit checks and payments electronically, while accelerating funds availability, improving fraud detection and enhancing labor efficiencies. Reduced trips to the bank, streamlined operations, expedited funds availability, minimized risk of fraud and simplified bookkeeping are just a few of the many benefits you will realize.

[+] Close

By eliminating physical transportation, checks clear faster and fraudulent checks are identified sooner. The ability to make deposits at any time enables faster collection and improves cash flow.

[+] Close

The Remote Deposit Capture software has sophisticated duplicate detection technology that alerts you if you send the same check through twice. You will then be prompted to make a decision about the item in question.

[+] Close

There are no time-consuming classes or complicated instruction manuals associated with learning how to install and use Remote Deposit Capture. You’ll be up and running in no time, thanks to our installation wizards and web-based training features. Set-up takes a matter of minutes, and with training and support just a click away, you’ll feel confident and comfortable using the solution right from the start.

[+] Close

Yes! Remote Deposit Capture offers integration capabilities to your accounts receivable system, saving you time on manual updates and providing quick and effective reconciling, with fewer errors.

[+] Close

Remote Deposit Capture features multiple security levels and control, making the process safer than physically transporting the checks to the bank.

[+] Close

The cut-off time for same day deposits is Monday – Friday, 7:00 pm. (MST).

[+] Close

There is no limit on how many checks a business can process on a daily basis.

[+] Close

The original check needs to be retained in a secure location for a period of thirty calendar days following the deposit. After thirty days, the checks must be shredded.

[+] Close