Federal regulations allow no more than six withdrawals or transfers per month to another account or to a third party if the transactions are preauthorized or automatic, made by telephone (including data transmission), computer, check, debit card or similar order (including POS transactions). There is no regulatory limit to the number of withdrawals made in person or at the ATM, however, you may be subject to excessive withdrawal fees (see below). Interest is compounded and paid monthly on the collected balances on all interest-bearing accounts. Interest rates and Annual Percentage Yield are subject to change without notice.

At First Interstate Bank, we offer a variety of savings plans insured for up to $250,000 by the Federal Deposit Insurance Corporation (FDIC). (Through December 31, 2013) The $250,000 limit is permanent for certain retirement accounts, which includes IRA's.

Take advantage of Tax Savings and plan for financial security with a First Interstate Bank Individual Retirement Account- (IRA).

There are no fees associated with opening a fixed or variable rate IRA. See your local branch for more information on the following IRA's:

• Traditional IRA - A Traditional Individual Retirement Account (IRA), is a government approved, tax-deferred savings* program that enables you to set aside a portion of your income each year for the purpose of investing in your own retirement.
• Roth IRA - The Roth IRA is a nondeductible account that features tax-free withdrawals at the required age and for certain distribution reasons after a five-year holding period.
• Coverdell Education Savings Accounts (CESAs) - A CESA is a nondeductible account that features tax-free withdrawals for a student's education expenses.

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