A Health Savings Account (HSA) is designed for people with High Deductible Health Plans. An HSA is like an IRA or a 401(k) for medical expenses. It’s a complement to traditional health insurance, enabling you to pay for current health expenses and save for future medical expenses on a tax-free basis.* If you change jobs or move to another city or state, your HSA can move with you. Unlike a flex plan with its “use it or lose it” rule, your HSA money rolls over from one year to the next. Best of all, you own and control the money in your HSA. All decisions on how to spend and/or invest the money in your account are made by you.

• Earns tiered rate of interest (rates subject to change).
• No monthly maintenance fee if $500 minimum balance is maintained.
  • $5 monthly maintenance fee is charged if balance drops below minimum.
• View transactions 24 hours a day, seven days a week on I-Bank.
• Unlimited check writing.
• Free check printing (Graphic style-wallet).
• Free VISA® Debit Card.
• Free Electronic Statements.
• Easy to use.
• Better than Flex Plans.
• Tax Free*.
• Saves on health costs while saving for retirement.
• Must be covered by high deductible health plan.

More Information

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Find out more information:

• What is a Health Savings Account?
• Who is eligible for an HSA?
• What are the tax benefits and regulations?
• HSA Contributions
• Making Payments with your HSA
• Contribution Guidelines