Federal regulations allow no more than six pre-authorized transfers per month on savings accounts or market interest accounts, including a maximum of three drafts. There is no regulatory limit to the number of withdrawals made in person or at the ATM, however, you may be subject to excessive withdrawal fees (see below). Interest is compounded and paid monthly on the collected balances on all interest-bearing accounts. Interest rates and Annual Percentage Yield are subject to change without notice.

At First Interstate Bank, we offer a variety of savings plans insured for up to $250,000 by the Federal Deposit Insurance Corporation (FDIC). Unlimited FDIC insurance is available on non-interest bearing accounts (Through December 31, 2009).

• No monthly maintenance fee is charged if $200 minimum balance is maintained.
• $5 monthly maintenance fee is charged if balance drops below $200.
• The first 25 items deposited during the statement cycle are free, then 20 cents per item.
• There is an excessive withdrawal fee of $10 if withdrawals exceed five (5) per month. Withdrawals made at an ATM, using the Internet or using the automated telephone banking service are not included in the five (5) per month. Any other type of withdrawal will be counted in the five (5), including in-person withdrawals.

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